Flexible Funding

Revenue/WIP Based Financing for Law Firms

Repayments tailored to your billing cycles. When revenue scales, you pay down faster. During quieter months, payments adjust automatically.

Check What Your Practice Qualifies For

How It Works

Revenue/WIP based financing gives your firm a lump sum of capital, repaid as a small, fixed percentage of your monthly revenue. When billing is strong, you clear the balance faster. When it’s quieter, payments automatically reduce.

Built for the natural rhythm of legal practice — whether your firm handles contingency cases, seasonal litigation, or variable billing patterns.

Why Law Firms Use Revenue/WIP Based Financing

  • Bridge gaps between billing and collections
  • Fund growth without diluting equity
  • Manage seasonal fluctuations — lighter months mean lighter payments
  • Cover operational costs during long cases — maintain payroll, rent, and overheads

Typical Terms

Funding Amounts
£25,000 – £750,000
Repayment
5–15% of monthly revenue
Term
6 to 18 months
Decision Speed
Hours, not weeks
Personal Guarantee
Not required on most deals
Funding Speed
Same day available

Eligibility

12+ Months Trading

Your practice must have at least 12 months of operating history.

£10,000+ Monthly Revenue

Consistent monthly revenue demonstrating a healthy, active practice.

Eligible Borrowers

Eligible borrowers include SRA-authorised law firms, FCA-authorised claims management companies, and recognised barristers’ chambers.

FAQ

Questions & Answers

Everything you need to know about law firm financing

Most firms receive a decision within hours of applying. If you apply before 2pm on a business day, same-day decisions are available. Once approved and accepted, funds can be in your account as soon as the same business day.
No. We use a soft credit check during the initial assessment, which has zero impact on your personal or business credit score. A hard credit check is only performed if you choose to proceed with an accepted offer.
We evaluate your practice based on billing history, WIP pipeline, practice performance, and revenue consistency — not just a credit file. We understand legal cash flow dynamics and assess your practice holistically.
Not always. Depending on your firm's profile and the product you choose, we can structure funding without personal guarantees. This is assessed on a case-by-case basis during the application process.
We work with SRA-authorised law firms, FCA-authorised claims management companies, and recognised barristers’ chambers. Practice areas include personal injury, criminal defence, family law, immigration, commercial litigation, conveyancing, employment law, and more.
You repay a small, fixed percentage of your monthly revenue. When billing is strong, you pay more and clear the balance faster. When it’s quieter, payments automatically reduce. No fixed monthly instalments.

Ready to explore your options?

Check Eligibility

Your firm's next chapter starts here

Find out how much your practice qualifies for — no credit impact, same-day decisions.

Applying is free and won't impact your credit score.

Same Day
Decisions
FCA
Authorised
SRA
Recognised
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital