Growth Capital

Practice Acquisition Loans for Law Firms

Acquire a practice or buy out a partner \u2014 with funding structured specifically for legal transactions.

Fund Your Acquisition

When You Need an Acquisition Loan

Whether a senior partner is retiring or a competitor’s book of business is available, acquisition financing gives you the capital to move decisively. The best opportunities don’t wait for banks to complete 8-week underwriting cycles.

Common Scenarios

  • Partner buyouts — a founding partner exits and you need capital to acquire their equity
  • Practice acquisition — buying a complementary or competing firm’s client book and cases
  • Succession planning — structured capital for a planned ownership transition

How It Works

We underwrite based on the combined financial picture: your firm’s current performance plus the projected value of the acquisition. Repayment is structured around projected revenue, so the loan pays for itself as the acquisition generates returns.

Typical Terms

Funding Amounts
£50,000 – £750,000
Term
12 to 60 months
Repayment
Based on projected combined revenue
Decision Speed
Don’t lose the deal waiting
Underwriting
Combined entity assessment
Structure
Tailored to transaction

Eligibility

Clear Acquisition Target

A defined target practice or partner buyout with demonstrable value.

Established Practice

Your existing firm must have 12+ months of trading history and consistent performance.

Eligible Borrowers

Eligible borrowers include SRA-authorised law firms, FCA-authorised claims management companies, and recognised barristers’ chambers.

FAQ

Questions & Answers

Everything you need to know about law firm financing

Most firms receive a decision within hours of applying. If you apply before 2pm on a business day, same-day decisions are available. Once approved and accepted, funds can be in your account as soon as the same business day.
No. We use a soft credit check during the initial assessment, which has zero impact on your personal or business credit score. A hard credit check is only performed if you choose to proceed with an accepted offer.
We evaluate your practice based on billing history, WIP pipeline, practice performance, and revenue consistency — not just a credit file. We understand legal cash flow dynamics and assess your practice holistically.
Not always. Depending on your firm's profile and the product you choose, we can structure funding without personal guarantees. This is assessed on a case-by-case basis during the application process.
We work with SRA-authorised law firms, FCA-authorised claims management companies, and recognised barristers’ chambers. Practice areas include personal injury, criminal defence, family law, immigration, commercial litigation, conveyancing, employment law, and more.
You repay a small, fixed percentage of your monthly revenue. When billing is strong, you pay more and clear the balance faster. When it’s quieter, payments automatically reduce. No fixed monthly instalments.

Ready to explore your options?

Check Eligibility

Your firm's next chapter starts here

Find out how much your practice qualifies for — no credit impact, same-day decisions.

Applying is free and won't impact your credit score.

Same Day
Decisions
FCA
Authorised
SRA
Recognised
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital
Law Firm FundingRevenue-Based FinancingCase Cost FundingPractice AcquisitionsLines of CreditLegal Capital